Your online finance store for secured loans and debt management

A secured loan is simply a loan for homeowners with a mortgage and means you can use your property as security against the loan. Using your property as security means that lenders will be more comfortable lending you money. It also means that you could benefit from a lower rate as potentially there is less risk to them.

If you're a homeowner and have been refused credit cards or unsecured loans in the past then a secured loan could be the answer for you. With a secured loan, you can borrow from £5,000 to £100,000 for almost any purpose including home improvements and credit consolidation.

If your monthly repayments are becoming unaffordable and your are unable to consolidate existing credit commitments, then a debt management plan could help you to stay in control of your finances and avoid the potential risks such as bankruptcy.

By negotiating with your creditors to agree an affordable monthly repayment, debt management can provide an effective way to help you to pay off your debts more easily. On average customers reduce their credit repayments by around 50%.

With options such an IVA, interest and charges can be reduced or frozen and you could even have some of your debt written off.

If you're unsure if debt management is suitable for you, call us today and let us evaluate your circumstances, so you can make an informed decision.